Steps in building your house

To begin with, one requires a LAND to build a home. It could be one’s own land OR one may be willing to purchase a land. In the latter one requires a Broker/ Real estate agent as he/she will provide guidance and assists sellers & buyers in marketing and purchasing property for the right price under the best terms. Also He will determine clients’ needs and financial abilities to propose solutions that suit them. He will make a comparative market analysis to estimate properties’ value. After choosing a plot considering all the requirements like budget which includes both plot as well as construction cost, building configuration like, FSI i.e. Floor Space Index, documents such as Deed of Sale, Mutation form, Form I & XIV needs to be prepared. Thereafter a Surveyor is required to survey the plot/ land and to prepare a survey plan with proper demarcations & boundaries. For agricultural plot a conversion sanad is to obtained to convert to Non agricultural plot and Land Use/ Zoning Information is to be obtained from Town & Country Planning Department/ Planning and Development Authority. After this, plan of the house is to be prepared for which an Architect is required. He will :-
  1. Control project from start to finish to ensure high quality, innovative and functional design;
  2. Take the “brief” to identify clients’ needs and put together feasibility reports and design proposals;
  3. Develop ideas keeping in mind client’s needs, building’s usage and environmental impact;
  4. Produce detailed blueprints and make any necessary corrections;
  5. Compile project specifications;
  6. Keep within budgets and timelines;
  7. Ensure that all works are carried out to specific standards, building codes, guidelines and regulations;
  8. Make on site visits to check on project status and report on project;
  9. Cooperate and liaise with construction professionals;
  10. Follow architectural trends and advancements.
Once the architectural plan is prepared then a RCC Consultant is required to prepare RCC designs and drawings. His responsibility is to bring a structure that will ensure safety and durability till the service period. Since every construction/ development shall conform to the provisions of relevant act, rules and regulations; it is necessary to obtain prior permission like Development Permission from PDA, Technical Clearance from TCP, Construction Licence from Municipality / Village Panchayat etc. for the construction from the respective Competent Authorities and for which a Liasoning officer is required. Sometimes, in order to construct a house one may seek for a loan depending upon the financial requirement. In this case a Bank Loan Agent is preferred as he will advise clients about the risks, consequences, and benefits of alternative lending solutions, develops loan applications by evaluating applicant information and documentation. He/ She also consult with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation and evaluates loan applications and documentation by informing applicant of additional requirements like Title investigation report and valuation report etc. A Legal advisor will prepare the Title Investigation Report after scrutinization of all the necessary documents. Similarly for valuation report, a Land and Building Valuer is a must. After the verification of all documents and based on the site inspection, he will prepare a valuation report wherein the market value of the property i.e. (Plot as well proposed building) will be mentioned. Based on these reports bank loan agent approves loans by issuing checks or forwarding applications to loan committee. He/ She completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees and prepares and submits timely and accurate loan files. After this comes the role of a Contractor who is responsible to run the building/ construction process day to day. He will  :-
  1. Communicate with the client from the start of construction to the finish;
  2. Quote/ bid for the work either with material or without material (Labour charges).
  3. In case of with material contract, he will provide all tools and materials required on site.
  4. Manage the employees.
  5. Manages the work of sub contractors hired for various work like electrical, plumbing etc.
  After completion of entire work, Occupancy certificate shall be obtained from the Govt. Agencies with the help of a Liasoning Officer.

About Author


Chandrashekar prabhudessai is consulting civil engineer cum Govt approved Valuer with more than 30 yrs field experiance. He is chartered engineer and was chairman of professional bodies for last six years.